PayDown
Every payment. One schedule.
A date you'll be done.
Klarna here, Affirm there, a card payment somewhere else. PayDown puts them all on one schedule and shows the exact date you'll be done paying.
Free · iPhone · No bank logins, ever
🎉 We're paying off $500 of "buy now, pay later" debt
To celebrate launch, five registered users win $100 each toward what they owe Klarna, Affirm, Afterpay, or any other pay-later plan. Register below before September 30 — that's the whole entry. Winners are drawn October 2 and announced on the blog. One prize per person. No purchase necessary. Official rules.
Register
One free registration gets you the giveaway entry, launch updates, and a blog account for commenting. Enter your email, then click the confirmation link we send — your entry counts once it's confirmed (first time? check spam).
What the app does
- Paste a statement and PayDown pulls out the payments for you — no typing numbers off a bill.
- Or just say it. "I owe Affirm 200 a month" — done.
- See the date you'll be done — and how much sooner a few extra dollars a month gets you there.
- Private by design. Your numbers stay on your phone. No bank logins, ever.
Free for iPhone — available on the App Store now.
Latest updates
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